7 Best Pet Insurance Companies in Hawaii 2022
Cover: Figo offers three plans with unique annual coverage limits – Essential ($5,000), Preferred ($10,000), and Ultimate (unlimited). These plans cover emergency services, surgeries, hospitalization, laboratory and diagnostic tests, prescription drugs, cancer treatments, alternative treatments, mobility devices, and rehabilitation. Chronic, congenital, hereditary and orthopedic conditions are also covered. Pet owners can choose a reimbursement rate of 70%, 80%, 90% or 100% and a deductible of $100, $250, $500 or $750. However, if you choose a reimbursement rate of 100%, it can only be combined with a deductible of $500 or $750.
Supplements: Figo offers three different “power-ups” or add-ons that you can purchase to complement your base font. There is a wellness package available at the Basic level or Plus level for preventative care or routine services, such as blood tests, vaccinations, flea and heartworm prevention, and sterilization surgery . Both cover the same services, but the annual coverage limit varies.
Another power-up option covers the cost of your pet’s visit to the vet in the event of an accident or illness, but not routine care visits.
The Extra Care package covers situations outside of a visit to the vet, including boarding costs for pets while you are in hospital, cremation and burial costs, pet theft , publicity and reward money for a lost pet and vacation cancellation fees if your pet becomes ill. and you have to cancel your trip.
Cost: Using Figo’s online quote tool, we obtained the average premium prices below based on 4-year-old mixed-breed dogs and cats in Honolulu, changing deductibles, levels reimbursement and annual coverage limit options:
- Dogs: $15 to $54 per month
- Cats: $14 to $28 per month
Get a quote: To fill Figo’s online form to get a free pet insurance quote.